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A grim reality of the U.S. health care system is the significant financial burden for patients (see ). To better understand this problem, researchers examined survey data on health care expenditures collected over 4 consecutive years from a nationally representative group of 13,000 people. The primary outcome was financial strain, defined as a composite of cost burden (annual out-of-pocket medical spending >10% of family income), catastrophic cost burden (>40% of family income adjusted for basic food expenses), and foregone care due to cost.
12% of adults had financial strain due to health care in the first survey year, which increased to 27% by year 4.
Over the 4-year period, 17% of adults experienced cost burden, 1…