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Many children in the U.S. are underinsured or lack any health insurance. Investigators estimated the prevalence of underinsurance among U.S. children by analyzing parent-reported data from a nationally representative sample of 91,642 children (age, <18 years) in a 2007 survey. Children were classified as underinsured if the parent of a continuously insured child reported that necessary services and providers frequently were not covered or that out-of-pocket expenses were unreasonable.
An estimated 11 million children (15% of all children) were without health insurance for all or part of the year, 14 million (19%) were continuously insured but were underinsured, and 48 million (66%) were classified as continuously and adequately insured. Bein…