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We have largely moved beyond CHADS2 to CHA2DS2-VASc, which more accurately predicts the risk for stroke in patients with nonvalvular atrial fibrillation (AF). U.S. and European medical societies agree that most individuals with a CHA2DS2-VASc of ≥2 should be anticoagulated and that those with CHA2DS2-VASc of 0 can avoid anticoagulation. There is controversy about treatment in patients with a CHA2DS2-VASc of 1. But published stroke rates vary greatly among different populations stratified by CHA2DS2-VASc scores. In four recent studies, the yearly incidence of stroke found in untreated patients with CHA2DS2-VASc of 2 was 0.8% in ATRIA, 2.2% in SPORTIF and in a Swedish national cohort, and 3.7% in a Danish cohort. Using Markovian-model probabi…